You may have already thought of the music and readings you'd like to have at your funeral - but does anyone else know?
These days, more and more people are asking us about recording funeral service details well in advance, so their wishes will be carried out and their family spared unnecessary worry about the arrangements, at what can be a very difficult time.
Increasingly, people want to pay in advance too, at todayís prices. Paying in advance helps to remove the financial burden from your family.
We want you to have peace of mind when you plan your funeral with Gee & Hickton Funeral Directors. Here are seven good reasons why Gee & Hickton Funeral Directors pre-paid funerals give you peace of mind:
The prepayment is held in trust by the FDANZ Funeral Trust or the Public Trust Funeral Trust.
The money you pay into the FDANZ Funeral Trust for your pre-arranged funeral is held in trust for you or your nominee.
Established by the Funeral Directors Association of New Zealand, which represents over 80% of New Zealandís funeral firms, the FDANZ Funeral Trust operates under a trust deed. All trust funds are managed taking into account the appropriate risk profile for pre-paid funeral funds.
The Trustees take the advice from an independent actuary prior to setting the investment profile for the Trust. The funds are then diversified into a portfolio of on-call deposits and term deposits of varying duration. The trust deed requires all of the funds in the Trust to be held by a Bank that is registered with the Reserve Bank of New Zealand.
Under current Government policy pre-paid funerals up to $10,000 are excluded from asset testing when assessing eligibility for a subsidy in long-term residential care for the elderly.
You pay for the funeral now, to help relieve your family of the financial burden.
You make the choices - the music, the readings, the venue and so on - and we will record these so that your wishes are known when the time comes.
Your wishes are carefully documented when you plan or pre-pay a funeral with Gee & Hickton Funeral Directors, and you receive a copy for your records. However, you are able to change any of these arrangements at a later date if you wish. If the funeral is to be in another town, we can arrange for your instructions to be transferred.
The FDANZ Funeral Trust is not an insurance policy. No health checks or personal questions are needed. Anyone, of any age or health status, can pre-arrange an FDANZ Funeral Trust funeral with Gee & Hickton Funeral Directors.
You do not have to prepay in a single payment. If it suits you better, you can arrange to pay in easy instalments, from $20 a fortnight.
If you would like to know more about pre-arranged or pre-paid funerals, or would like a free funeral planning pack, please click here or phone Cornwall Manor in Lower Hutt on (04) 566 3103 or Kingswood in Upper Hutt on (04) 528 2331.